secwatch.observer — SEC 8-K summary
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Issuer:     CONSUMER PORTFOLIO SERVICES, INC. (CPSS)
CIK:        0000889609
Form:       8-K
Filed at:   2025-05-13T23:59:59+00:00
Accession:  0001683168-25-003450
Event type: earnings
Sentiment:  neutral
Materiality: 0.65
Item codes: 2.02, 9.01
LLM model:  deepseek-v4-flash:cloud@v2

CPSS Q1 net income $4.7M ($0.19 EPS); revenue up 16.6% to $106.9M; record portfolio of $3.615B
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- Net income of $4.7M ($0.19 diluted EPS) vs $4.6M ($0.19) in Q1 2024.
- Revenue $106.9M, up $15.2M or 16.6% YoY; total portfolio balance $3.615B, highest in company history.
- New contract purchases of $451.2M in Q1 2025, compared to $346.3M in Q1 2024 (+30.3%).
- Annualized net charge-offs improved to 7.54% from 7.84%; delinquencies >30 days at 12.35% vs 12.39%.
- Pretax income $6.8M vs $6.6M in prior year; conference call scheduled for May 13, 2025 at 1:00 p.m. ET.

Source:
  EDGAR index:    https://www.sec.gov/Archives/edgar/data/889609/000168316825003450/0001683168-25-003450-index.htm
  Primary doc:    https://www.sec.gov/Archives/edgar/data/889609/000168316825003450/cps_8k-earnings.htm
  HTML page:      https://secwatch.observer/filing/0001683168-25-003450

License: Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer