---
schema_version: "secwatch.filing_event.v1"
accession: "0001683168-25-007462"
form_type: "8-K"
ticker: "ODYY"
cik: "0001626644"
company_name: "Odyssey Health, Inc."
filed_at: "2025-10-08T23:59:59+00:00"
generated_at: "2026-05-17T04:19:00.907939+00:00"
event_type: "debt"
sentiment: "neutral"
materiality_score: 0.55
calibrated_materiality_score: 0.55
confidence: "high"
source: SEC EDGAR
---

# Odyssey Health enters $100K promissory note with 18% interest, issues 100K-share warrant at $0.10

## Summary
- Note for $100,000 from Peter D'Arruda, due Sept. 30, 2026, with 18% annual interest.
- Company issued a warrant to purchase 100,000 shares of common stock at $0.10 per share.
- Warrant exercisable for five years from Oct. 1, 2025; contains 4.99% beneficial ownership limitation.
- Proceeds provide working capital; borrower may prepay without penalty before maturity.

## SEC filing metadata
- accession: 0001683168-25-007462
- form_type: 8-K
- ticker: ODYY
- cik: 0001626644
- company_name: Odyssey Health, Inc.
- filed_at: 2025-10-08T23:59:59+00:00
- event_type: debt
- sentiment: neutral
- materiality_score: 0.55
- calibrated_materiality_score: 0.55
- confidence: high
- sec_items: 1.01, 2.03, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1626644/000168316825007462/0001683168-25-007462-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1626644/000168316825007462/odyssey_8k.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001683168-25-007462
- JSON: https://secwatch.observer/filing/0001683168-25-007462.json
- Plain text: https://secwatch.observer/filing/0001683168-25-007462.txt

## Key facts
- Debt Financings
  Odyssey Health, Inc. incurred loan of $100,000 with Peter D'Arruda at 18% per annum maturing one-year.
  - Instrument: loan
  - Principal: $100,000
  - Counterparty: Peter D'Arruda
  - Rate: 18% per annum
  - Maturity: one-year
  - Event: incurrence
  source text: On October 3, 2025, Odyssey Health, Inc., (the "Company" or "Odyssey"), received one hundred thousand dollars ($100,000) related to a Promissory Note Agreement (the "Note") with Peter D'Arruda, an accredited private investor, that was entered into by all parties on October 3, 2025 and effective as of October 1, 2025.
  evidence_url: https://www.sec.gov/Archives/edgar/data/1626644/000168316825007462/0001683168-25-007462-index.htm

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.