secwatch.observer — SEC 8-K summary
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Issuer:     CONSUMER PORTFOLIO SERVICES, INC. (CPSS)
CIK:        0000889609
Form:       8-K
Filed at:   2025-11-10T23:59:59+00:00
Accession:  0001683168-25-008154
Event type: earnings
Sentiment:  neutral
Materiality: 0.55
Item codes: 2.02, 9.01
LLM model:  deepseek-v4-flash:cloud@v2

CPS Q3 net income $4.9M ($0.20 EPS); revenue up 7.8% to $108.4M
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- Revenue $108.4M, up 7.8% YoY; pretax income $7.0M vs $6.9M prior year.
- Net income $4.9M ($0.20 diluted EPS), in line with Q3 2024's $4.8M ($0.20 EPS).
- New contract purchases $391.1M in Q3; YTD purchases $1.275B vs $1.224B prior.
- Annualized net charge-offs 8.01% of portfolio vs 7.32% a year ago; delinquencies 13.96% vs 14.04%.
- Receivables $3.760B at Sept. 30, 2025, up from $3.330B a year earlier.

Source:
  EDGAR index:    https://www.sec.gov/Archives/edgar/data/889609/000168316825008154/0001683168-25-008154-index.htm
  Primary doc:    https://www.sec.gov/Archives/edgar/data/889609/000168316825008154/cps_8k.htm
  HTML page:      https://secwatch.observer/filing/0001683168-25-008154

License: Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer