{"schema_version":"secwatch.filing_event.v1","accession":"0001683168-26-001493","form_type":"8-K","ticker":"CPSS","cik":"0000889609","company_name":"CONSUMER PORTFOLIO SERVICES, INC.","filed_at":"2026-03-04T23:59:59+00:00","discovered_at":"2026-05-14T18:02:37.960376+00:00","generated_at":"2026-05-15T21:57:15.827510+00:00","sec_items":["8.01","9.01"],"event_type":"debt","sentiment":"neutral","materiality_score":0.55,"calibrated_materiality_score":0.55,"confidence":"high","headline":"CPS closes $50M securitization of residual interests from prior notes; coupon 8.75%","bullets":["$50M asset-backed notes issued, secured by 80% interest in MOA holding residual interests from four CPS securitizations (Jan-Oct 2025).","Notes carry 8.75% coupon; monthly payments of interest and principal to maintain collateral ratio.","MOA interest includes 80% of spread accounts and over-collateralization of underlying securitizations.","Private offering to qualified institutional buyers, not registered under Securities Act."],"urls":{"canonical":"https://secwatch.observer/filing/0001683168-26-001493","json":"https://secwatch.observer/filing/0001683168-26-001493.json","markdown":"https://secwatch.observer/filing/0001683168-26-001493.md","text":"https://secwatch.observer/filing/0001683168-26-001493.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/889609/000168316826001493/0001683168-26-001493-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/889609/000168316826001493/cps_8k.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-15T21:57:15.827510+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}