{"schema_version":"secwatch.filing_event.v1","accession":"0001683168-26-003193","form_type":"8-K","ticker":"CPSS","cik":"0000889609","company_name":"CONSUMER PORTFOLIO SERVICES, INC.","filed_at":"2026-04-24T23:59:59+00:00","discovered_at":"2026-05-14T18:02:33.880573+00:00","generated_at":"2026-05-15T04:21:19.848923+00:00","sec_items":["1.01","2.03","9.01"],"event_type":"debt","sentiment":"neutral","materiality_score":0.7,"calibrated_materiality_score":0.7,"confidence":"high","headline":"CPS completes record $514M auto ABS securitization; largest in history","bullets":["Issued $514.07M asset-backed notes secured by $526.17M subprime auto receivables.","Five classes: A ($237.6M at 4.35%), B ($76.4M at 4.59%), C ($78.66M at 4.93%), D ($48.67M at 5.20%), E ($72.72M at 7.14%).","Largest of 109 securitizations; first over $500M; weighted average coupon 5.51%.","Senior class A rated Aaa/AAA by Moody's and DBRS Morningstar; initial credit enhancement 1.00% cash deposit + 2.30% overcollateralization.","59th senior subordinate securitization since 2011; 42nd consecutive triple-A on senior notes."],"urls":{"canonical":"https://secwatch.observer/filing/0001683168-26-003193","json":"https://secwatch.observer/filing/0001683168-26-003193.json","markdown":"https://secwatch.observer/filing/0001683168-26-003193.md","text":"https://secwatch.observer/filing/0001683168-26-003193.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/889609/000168316826003193/0001683168-26-003193-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/889609/000168316826003193/cps_8k.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-15T04:21:19.848923+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"19c1b8ab2a4085ac28c9cb47371277bcc4318dc7","claim":"CONSUMER PORTFOLIO SERVICES, INC. incurred debt of $514.07 million at 4.35%, 4.59%, 4.93%, 5.20%, 7.14%.","evidence_excerpt":"the Trust issued and sold $514.07 million of asset-backed Notes, in five classes (such Notes collectively, the “Notes”)","evidence_source":"SEC 8-K Item 2.03/2.04","evidence_url":"https://www.sec.gov/Archives/edgar/data/889609/000168316826003193/0001683168-26-003193-index.htm","confidence":1.0,"family_label":"Debt Financings","details":[{"label":"Principal","value":"$514.07 million"},{"label":"Rate","value":"4.35%, 4.59%, 4.93%, 5.20%, 7.14%"},{"label":"Event","value":"incurrence"}]}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}