{"schema_version":"secwatch.filing_event.v1","accession":"0001683168-26-003231","form_type":"8-K","ticker":"FCUV","cik":"0001590418","company_name":"FOCUS UNIVERSAL INC.","filed_at":"2026-04-27T23:59:59+00:00","discovered_at":"2026-05-14T18:02:32.531437+00:00","generated_at":"2026-05-15T03:51:08.570555+00:00","sec_items":["1.01","2.01","2.03","9.01"],"event_type":"other_material","sentiment":"neutral","materiality_score":0.75,"confidence":"high","headline":"Focus Universal acquires Class A office building in Monterey Park for $17.7M","bullets":["Acquired 901 Corporate Center Drive, Monterey Park, CA for $17.7M (excl. closing costs) via subsidiary Lusher Holding LLC.","Funded with $11.05M term loan from East West Bank at 6.25% for first 3 years, then Prime + 0.25% with 6.25% floor.","Property is 99.2% occupied by ~16 tenants; company occupies ~2,000 sq ft; management transition to Lee & Associates.","Loan: 83 monthly payments ~$68,699, then 83 payments ~$73,918, final balloon ~$9.53M due April 2036.","CEO Dr. Desheng Wang is secondary guarantor on the loan; company is primary guarantor."],"urls":{"canonical":"https://secwatch.observer/filing/0001683168-26-003231","json":"https://secwatch.observer/filing/0001683168-26-003231.json","markdown":"https://secwatch.observer/filing/0001683168-26-003231.md","text":"https://secwatch.observer/filing/0001683168-26-003231.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1590418/000168316826003231/0001683168-26-003231-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1590418/000168316826003231/focus_8k.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-15T03:51:08.570555+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}