{"schema_version":"secwatch.filing_event.v1","accession":"0001683168-26-003502","form_type":"8-K","ticker":"CPSS","cik":"0000889609","company_name":"CONSUMER PORTFOLIO SERVICES, INC.","filed_at":"2026-05-05T23:59:59+00:00","discovered_at":"2026-05-14T18:02:33.880769+00:00","generated_at":"2026-05-14T23:42:54.747892+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.7,"calibrated_materiality_score":0.7,"confidence":"high","headline":"CPSS Q1 2026 net income $5.5M, revenue $112.3M, portfolio record $3.94B","bullets":["Net income $5.5M ($0.24 diluted EPS), up 18% vs $4.7M ($0.19) in Q1 2025.","Revenue $112.3M, up 5.1% from $106.9M in prior year period.","New contract purchases $533.2M, up 18% YoY; total portfolio $3.942B (record).","30+ day delinquencies improved to 11.58% from 12.35% YoY; annualized net charge-offs rose to 8.57% from 7.54%.","Management cites strong origination growth and focus on margin expansion and credit performance."],"urls":{"canonical":"https://secwatch.observer/filing/0001683168-26-003502","json":"https://secwatch.observer/filing/0001683168-26-003502.json","markdown":"https://secwatch.observer/filing/0001683168-26-003502.md","text":"https://secwatch.observer/filing/0001683168-26-003502.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/889609/000168316826003502/0001683168-26-003502-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/889609/000168316826003502/cps_8k.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-14T23:42:54.747892+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"683d7966eedeb41aa17434fa8ad331ccc3d1a0c6","claim":"CONSUMER PORTFOLIO SERVICES, INC. reported first quarter ended March 31, 2026 results: revenue $112.3 million, net income $5.5 million, EPS $0.24 per diluted share.","evidence_excerpt":"passcode 8293043. --- EX-99.1 (PRESS RELEASE) --- EX-99.1 2 cps_ex9901.htm PRESS RELEASE Exhibit 99.1 NEWS RELEASE CPS ANNOUNCES FIRST QUARTER 2026 EARNINGS § Revenues of $112.3 million compared to $106.9 million in the prior year period § Net income of $5.5 million for the first quarter of 2026, an 18% increase from prior year § Total portfolio balance of","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/889609/000168316826003502/0001683168-26-003502-index.htm","confidence":0.9,"family_label":"Earnings Releases","details":[{"label":"Period","value":"first quarter ended March 31, 2026"},{"label":"Revenue","value":"$112.3 million"},{"label":"Net income","value":"$5.5 million"},{"label":"EPS","value":"$0.24 per diluted share"},{"label":"Result","value":"reported results"}]}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}