secwatch.observer — SEC 8-K summary
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Issuer:     CONSUMER PORTFOLIO SERVICES, INC. (CPSS)
CIK:        0000889609
Form:       8-K
Filed at:   2026-05-05T23:59:59+00:00
Accession:  0001683168-26-003502
Event type: earnings
Sentiment:  positive
Materiality: 0.70
Item codes: 2.02, 9.01
LLM model:  deepseek-v4-flash:cloud@v2

CPSS Q1 2026 net income $5.5M, revenue $112.3M, portfolio record $3.94B
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- Net income $5.5M ($0.24 diluted EPS), up 18% vs $4.7M ($0.19) in Q1 2025.
- Revenue $112.3M, up 5.1% from $106.9M in prior year period.
- New contract purchases $533.2M, up 18% YoY; total portfolio $3.942B (record).
- 30+ day delinquencies improved to 11.58% from 12.35% YoY; annualized net charge-offs rose to 8.57% from 7.54%.
- Management cites strong origination growth and focus on margin expansion and credit performance.

Source:
  EDGAR index:    https://www.sec.gov/Archives/edgar/data/889609/000168316826003502/0001683168-26-003502-index.htm
  Primary doc:    https://www.sec.gov/Archives/edgar/data/889609/000168316826003502/cps_8k.htm
  HTML page:      https://secwatch.observer/filing/0001683168-26-003502

License: Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer