{"schema_version":"secwatch.filing_event.v1","accession":"0001683168-26-005262","form_type":"8-K","ticker":"APCX","cik":"0001070050","company_name":"AppTech Payments Corp.","filed_at":"2026-07-02T21:29:10+00:00","discovered_at":"2026-07-02T21:30:00.281571+00:00","generated_at":"2026-07-02T21:30:04.305388+00:00","sec_items":["1.01","2.03","9.01"],"event_type":"debt","sentiment":"neutral","materiality_score":0.3,"calibrated_materiality_score":0.3,"confidence":"high","headline":"AppTech Payments enters $500K promissory note with trust chaired by board chairman","bullets":["Borrowed $500,000 from Suzanne D. Lord Spousal Estate Reduction Trust at 9% annual interest.","Note matures 90 days from June 26, 2026; no principal or interest payments due before maturity.","Proceeds used for short-term working capital and general corporate purposes.","Albert L. Lord, Jr., Chairman of the Board, serves as trustee of the lender trust; board approved related-party transaction.","Prepayment allowed without premium or penalty; customary events of default apply."],"urls":{"canonical":"https://secwatch.observer/filing/0001683168-26-005262","json":"https://secwatch.observer/filing/0001683168-26-005262.json","markdown":"https://secwatch.observer/filing/0001683168-26-005262.md","text":"https://secwatch.observer/filing/0001683168-26-005262.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1070050/000168316826005262/0001683168-26-005262-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1070050/000168316826005262/apptech_8k.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-07-02T21:30:04.305388+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}