---
schema_version: "secwatch.filing_event.v1"
accession: "0001683168-26-005262"
form_type: "8-K"
ticker: "APCX"
cik: "0001070050"
company_name: "AppTech Payments Corp."
filed_at: "2026-07-02T21:29:10+00:00"
generated_at: "2026-07-02T21:30:04.305388+00:00"
event_type: "debt"
sentiment: "neutral"
materiality_score: 0.3
calibrated_materiality_score: 0.3
confidence: "high"
source: SEC EDGAR
---

# AppTech Payments enters $500K promissory note with trust chaired by board chairman

## Summary
- Borrowed $500,000 from Suzanne D. Lord Spousal Estate Reduction Trust at 9% annual interest.
- Note matures 90 days from June 26, 2026; no principal or interest payments due before maturity.
- Proceeds used for short-term working capital and general corporate purposes.
- Albert L. Lord, Jr., Chairman of the Board, serves as trustee of the lender trust; board approved related-party transaction.
- Prepayment allowed without premium or penalty; customary events of default apply.

## SEC filing metadata
- accession: 0001683168-26-005262
- form_type: 8-K
- ticker: APCX
- cik: 0001070050
- company_name: AppTech Payments Corp.
- filed_at: 2026-07-02T21:29:10+00:00
- event_type: debt
- sentiment: neutral
- materiality_score: 0.3
- calibrated_materiality_score: 0.3
- confidence: high
- sec_items: 1.01, 2.03, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1070050/000168316826005262/0001683168-26-005262-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1070050/000168316826005262/apptech_8k.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001683168-26-005262
- JSON: https://secwatch.observer/filing/0001683168-26-005262.json
- Plain text: https://secwatch.observer/filing/0001683168-26-005262.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.