---
schema_version: "secwatch.filing_event.v1"
accession: "0001683168-26-005332"
form_type: "8-K"
ticker: "LWAY"
cik: "0000814586"
company_name: "Lifeway Foods, Inc."
filed_at: "2026-07-07T20:05:31+00:00"
generated_at: "2026-07-07T20:07:11.273401+00:00"
event_type: "debt"
sentiment: "neutral"
materiality_score: 0.6
calibrated_materiality_score: 0.6
confidence: "high"
source: SEC EDGAR
---

# Lifeway Foods enters $22M equipment financing facility with CIBC Bank USA

## Summary
- Up to $22M in loan advances to finance equipment; interest at 1-month Term SOFR + 1.65%.
- Interim funding period expires June 30, 2027; advances convert to 5-year term note payable monthly.
- Existing Credit Agreement with CIBC remains unchanged; MSA provides general terms for equipment loans.

## SEC filing metadata
- accession: 0001683168-26-005332
- form_type: 8-K
- ticker: LWAY
- cik: 0000814586
- company_name: Lifeway Foods, Inc.
- filed_at: 2026-07-07T20:05:31+00:00
- event_type: debt
- sentiment: neutral
- materiality_score: 0.6
- calibrated_materiality_score: 0.6
- confidence: high
- sec_items: 1.01, 2.03, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/814586/000168316826005332/0001683168-26-005332-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/814586/000168316826005332/lifeway_8k.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001683168-26-005332
- JSON: https://secwatch.observer/filing/0001683168-26-005332.json
- Plain text: https://secwatch.observer/filing/0001683168-26-005332.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.