---
schema_version: "secwatch.filing_event.v1"
accession: "0001683168-26-005511"
form_type: "8-K"
ticker: "CPSS"
cik: "0000889609"
company_name: "CONSUMER PORTFOLIO SERVICES, INC."
filed_at: "2026-07-14T19:10:35+00:00"
generated_at: "2026-07-14T19:12:03.782674+00:00"
event_type: "debt"
sentiment: "positive"
materiality_score: 0.55
calibrated_materiality_score: 0.55
confidence: "high"
source: SEC EDGAR
---

# CPS renews credit facility with Citibank, increases capacity to $508M

## Summary
- Warehouse credit facility capacity increased from $335M to $508M.
- Revolving loans secured by auto receivables; funding termination date July 17, 2028.
- Citibank, N.A. acts as agent; borrowing up to 96% of eligible pledged receivables.
- Loans bear floating interest at a margin above SOFR.
- Facility renewed on July 9, 2026; replaces prior agreement from July 2024.

## SEC filing metadata
- accession: 0001683168-26-005511
- form_type: 8-K
- ticker: CPSS
- cik: 0000889609
- company_name: CONSUMER PORTFOLIO SERVICES, INC.
- filed_at: 2026-07-14T19:10:35+00:00
- event_type: debt
- sentiment: positive
- materiality_score: 0.55
- calibrated_materiality_score: 0.55
- confidence: high
- sec_items: 1.01, 2.03, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/889609/000168316826005511/0001683168-26-005511-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/889609/000168316826005511/cps_8k.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001683168-26-005511
- JSON: https://secwatch.observer/filing/0001683168-26-005511.json
- Plain text: https://secwatch.observer/filing/0001683168-26-005511.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.