{"schema_version":"secwatch.filing_event.v1","accession":"0001683168-26-005950","form_type":"8-K","ticker":"CPSS","cik":"0000889609","company_name":"CONSUMER PORTFOLIO SERVICES, INC.","filed_at":"2026-08-04T21:13:27+00:00","discovered_at":"2026-08-04T21:14:00.362390+00:00","generated_at":"2026-08-04T21:14:04.064256+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"confidence":"high","headline":"CPS Q2 net income up 30% to $6.2M; record originations of $758M","bullets":["Revenue $121.4M (+10.6% YoY); net income $6.2M ($0.27 diluted EPS, +35% YoY).","New contract purchases $757.7M, a 75% increase from $433.0M in Q2 2025.","Total portfolio $4.31B, up from $3.71B a year ago; delinquencies improved to 12.16% from 13.14%.","Annualized net charge-offs 7.28% vs 7.45% in prior-year quarter.","Six-month net income $11.8M ($0.50 diluted EPS), up 24% and 28% respectively."],"urls":{"canonical":"https://secwatch.observer/filing/0001683168-26-005950","json":"https://secwatch.observer/filing/0001683168-26-005950.json","markdown":"https://secwatch.observer/filing/0001683168-26-005950.md","text":"https://secwatch.observer/filing/0001683168-26-005950.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/889609/000168316826005950/0001683168-26-005950-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/889609/000168316826005950/cps_8k.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-08-04T21:14:04.064256+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}