secwatch.observer — SEC 8-K summary
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Issuer:     CONSUMER PORTFOLIO SERVICES, INC. (CPSS)
CIK:        0000889609
Form:       8-K
Filed at:   2026-08-04T21:13:27+00:00
Accession:  0001683168-26-005950
Event type: earnings
Sentiment:  positive
Materiality: 0.75
Item codes: 2.02, 9.01
LLM model:  deepseek-v4-flash:cloud@v2

CPS Q2 net income up 30% to $6.2M; record originations of $758M
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- Revenue $121.4M (+10.6% YoY); net income $6.2M ($0.27 diluted EPS, +35% YoY).
- New contract purchases $757.7M, a 75% increase from $433.0M in Q2 2025.
- Total portfolio $4.31B, up from $3.71B a year ago; delinquencies improved to 12.16% from 13.14%.
- Annualized net charge-offs 7.28% vs 7.45% in prior-year quarter.
- Six-month net income $11.8M ($0.50 diluted EPS), up 24% and 28% respectively.

Source:
  EDGAR index:    https://www.sec.gov/Archives/edgar/data/889609/000168316826005950/0001683168-26-005950-index.htm
  Primary doc:    https://www.sec.gov/Archives/edgar/data/889609/000168316826005950/cps_8k.htm
  HTML page:      https://secwatch.observer/filing/0001683168-26-005950

License: Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer