{"schema_version":"secwatch.filing_event.v1","accession":"0001683168-26-006467","form_type":"8-K","ticker":"APCX","cik":"0001070050","company_name":"AppTech Payments Corp.","filed_at":"2026-08-14T19:14:36+00:00","discovered_at":"2026-08-14T19:15:01.282901+00:00","generated_at":"2026-08-14T19:15:04.728862+00:00","sec_items":["1.01","2.03","9.01"],"event_type":"debt","sentiment":"neutral","materiality_score":0.35,"calibrated_materiality_score":0.35,"confidence":"high","headline":"AppTech Payments borrows $500K at 9% from related-party trust for working capital","bullets":["$500,000 promissory note dated Aug 10, 2026, from Suzanne D. Lord Spousal Estate Reduction Trust.","Interest at 9.0% per annum, matures in 90 days (Nov 8, 2026); no payments until maturity.","Lender is related party: Albert L. Lord, Jr., Chairman of Board, is trustee; board approved per policy.","Proceeds for short-term working capital and general corporate purposes; prepayable without penalty.","Events of default include non-payment, bankruptcy, uncured material breach; lender can accelerate."],"urls":{"canonical":"https://secwatch.observer/filing/0001683168-26-006467","json":"https://secwatch.observer/filing/0001683168-26-006467.json","markdown":"https://secwatch.observer/filing/0001683168-26-006467.md","text":"https://secwatch.observer/filing/0001683168-26-006467.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1070050/000168316826006467/0001683168-26-006467-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1070050/000168316826006467/apptech_8k.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-08-14T19:15:04.728862+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}