{"schema_version":"secwatch.filing_event.v1","accession":"0001683168-26-006650","form_type":"8-K","ticker":"CPSS","cik":"0000889609","company_name":"CONSUMER PORTFOLIO SERVICES, INC.","filed_at":"2026-08-21T19:25:50+00:00","discovered_at":"2026-08-21T19:27:01.930909+00:00","generated_at":"2026-08-21T19:27:05.305556+00:00","sec_items":["8.01","9.01"],"event_type":"debt","sentiment":"positive","materiality_score":0.6,"calibrated_materiality_score":0.6,"confidence":"high","headline":"CPS closes $80M securitization of residual interests at 10.25% coupon","bullets":["Closed $80.0M asset-backed notes sale to a qualified institutional buyer on Aug 18, 2026.","Notes carry 10.25% coupon, secured by residual interests in four CPS securitizations (Apr 2022–Apr 2023).","Also secured by 80% interest in a majority-owned affiliate holding residuals from three securitizations (Jul 2023–Apr 2026).","Proceeds used to fully repay higher-coupon residual interest financing from March 2024.","Monthly payments include interest and principal to maintain a specified minimum collateral ratio."],"urls":{"canonical":"https://secwatch.observer/filing/0001683168-26-006650","json":"https://secwatch.observer/filing/0001683168-26-006650.json","markdown":"https://secwatch.observer/filing/0001683168-26-006650.md","text":"https://secwatch.observer/filing/0001683168-26-006650.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/889609/000168316826006650/0001683168-26-006650-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/889609/000168316826006650/cps_8k.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-08-21T19:27:05.305556+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}