---
schema_version: "secwatch.filing_event.v1"
accession: "0001683168-26-008024"
form_type: "8-K"
ticker: "AUUD"
cik: "0001554818"
company_name: "AUDDIA INC."
filed_at: "2026-10-22T21:00:14+00:00"
generated_at: "2026-10-22T21:02:09.169186+00:00"
event_type: "debt"
sentiment: "neutral"
materiality_score: 0.45
calibrated_materiality_score: 0.45
confidence: "high"
source: SEC EDGAR
---

# Auddia lifts bridge-note caps to $3.3M from $1.4M for Thramann merger targets

## Summary
- LT350 cap raised to $1,900,000 from $400,000; Influence Healthcare to $900,000 from $590,000; Thramann Holdings to $420,000 from $360,000; Voyex to $85,000 from $50,000.
- Aggregate maximum funding across the four notes rises to $3,305,000 from $1,400,000; amounts drawn in tranches, with any advance over $50,000 requiring Audit Committee approval.
- Notes fund interim working capital for the target companies while the Feb. 17, 2026 merger into McCarthy Finney (Holdco) is pending; Holdco stock would trade as MCFN.
- No further amounts will be funded if the merger agreement is terminated; the merger still requires approval by Auddia stockholders.
- Dr. Jeffrey Thramann, Auddia's CEO and Executive Chairman, controls the four borrowers; the amendment was reviewed by a special committee of disinterested directors and the Audit Committee.

## SEC filing metadata
- accession: 0001683168-26-008024
- form_type: 8-K
- ticker: AUUD
- cik: 0001554818
- company_name: AUDDIA INC.
- filed_at: 2026-10-22T21:00:14+00:00
- event_type: debt
- sentiment: neutral
- materiality_score: 0.45
- calibrated_materiality_score: 0.45
- confidence: high
- sec_items: 1.01, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1554818/000168316826008024/0001683168-26-008024-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1554818/000168316826008024/auddia_8k.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001683168-26-008024
- JSON: https://secwatch.observer/filing/0001683168-26-008024.json
- Plain text: https://secwatch.observer/filing/0001683168-26-008024.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.