{"schema_version":"secwatch.filing_event.v1","accession":"0001685040-21-000039","form_type":"8-K","ticker":"BHF","cik":"0001685040","company_name":"Brighthouse Financial, Inc.","filed_at":"2021-11-04T23:59:59+00:00","discovered_at":"2026-05-14T18:04:13.673780+00:00","generated_at":"2026-06-28T13:09:05.432222+00:00","sec_items":["2.02","9.01","7.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.85,"calibrated_materiality_score":0.85,"confidence":"high","headline":"Brighthouse Financial reports Q3 2021 net income $361M, adjusted earnings $450M; RBC ratio 520-540%","bullets":["Net income $361M ($4.34/diluted) vs net loss $3,012M in Q3 2020; adjusted earnings $450M ($5.41) vs adjusted loss $689M.","Annuity sales up 1% YoY; life sales up 108% YoY.","Estimated combined RBC ratio between 520% and 540%; holding company liquid assets $1.5B.","Annual actuarial review resulted in $116M net unfavorable impact to net income, vs $2,210M unfavorable in prior year.","Year-to-date through Nov 2, 2021, company repurchased $403M of common stock."],"urls":{"canonical":"https://secwatch.observer/filing/0001685040-21-000039","json":"https://secwatch.observer/filing/0001685040-21-000039.json","markdown":"https://secwatch.observer/filing/0001685040-21-000039.md","text":"https://secwatch.observer/filing/0001685040-21-000039.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1685040/000168504021000039/0001685040-21-000039-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1685040/000168504021000039/bhf-20211104.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-28T13:09:05.432222+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}