secwatch.observer — SEC 8-K summary ====================================== Issuer: Brighthouse Financial, Inc. (BHF) CIK: 0001685040 Form: 8-K Filed at: 2021-11-04T23:59:59+00:00 Accession: 0001685040-21-000039 Event type: earnings Sentiment: positive Materiality: 0.85 Item codes: 2.02, 9.01, 7.01 LLM model: deepseek-v4-flash:cloud@v2 Brighthouse Financial reports Q3 2021 net income $361M, adjusted earnings $450M; RBC ratio 520-540% -------------------------------------------------------------------------------- - Net income $361M ($4.34/diluted) vs net loss $3,012M in Q3 2020; adjusted earnings $450M ($5.41) vs adjusted loss $689M. - Annuity sales up 1% YoY; life sales up 108% YoY. - Estimated combined RBC ratio between 520% and 540%; holding company liquid assets $1.5B. - Annual actuarial review resulted in $116M net unfavorable impact to net income, vs $2,210M unfavorable in prior year. - Year-to-date through Nov 2, 2021, company repurchased $403M of common stock. Source: EDGAR index: https://www.sec.gov/Archives/edgar/data/1685040/000168504021000039/0001685040-21-000039-index.htm Primary doc: https://www.sec.gov/Archives/edgar/data/1685040/000168504021000039/bhf-20211104.htm HTML page: https://secwatch.observer/filing/0001685040-21-000039 License: Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer