---
schema_version: "secwatch.filing_event.v1"
accession: "0001685040-22-000003"
form_type: "8-K"
ticker: "BHF"
cik: "0001685040"
company_name: "Brighthouse Financial, Inc."
filed_at: "2022-02-10T23:59:59+00:00"
generated_at: "2026-06-27T09:14:43.033151+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.75
calibrated_materiality_score: 0.75
confidence: "high"
source: SEC EDGAR
---

# Brighthouse Financial Q4 2021 net income $42M; adjusted EPS $4.02, RBC ratio ~500%

## Summary
- Net income available to shareholders $42M ($0.51 diluted) vs net loss $1,045M in Q4 2020.
- Adjusted earnings $323M ($4.02 diluted), up from $189M ($2.10 diluted) YoY.
- Book value per share $185.48; book value ex-AOCI $131.90.
- Life sales up 133% QoQ and 98% YoY; annuity sales down 20% QoQ.
- Returned $1.5B to shareholders by year-end 2021, including $499M in share repurchases.

## SEC filing metadata
- accession: 0001685040-22-000003
- form_type: 8-K
- ticker: BHF
- cik: 0001685040
- company_name: Brighthouse Financial, Inc.
- filed_at: 2022-02-10T23:59:59+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.75
- calibrated_materiality_score: 0.75
- confidence: high
- sec_items: 2.02, 9.01, 7.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1685040/000168504022000003/0001685040-22-000003-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1685040/000168504022000003/bhf-20220210.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001685040-22-000003
- JSON: https://secwatch.observer/filing/0001685040-22-000003.json
- Plain text: https://secwatch.observer/filing/0001685040-22-000003.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.