---
schema_version: "secwatch.filing_event.v1"
accession: "0001685040-22-000018"
form_type: "8-K"
ticker: "BHF"
cik: "0001685040"
company_name: "Brighthouse Financial, Inc."
filed_at: "2022-05-09T23:59:59+00:00"
generated_at: "2026-06-25T22:28:57.541094+00:00"
event_type: "earnings"
sentiment: "neutral"
materiality_score: 0.75
calibrated_materiality_score: 0.75
confidence: "high"
source: SEC EDGAR
---

# Brighthouse Financial Q1 net income $613M vs loss $610M YoY; adj. earnings down to $294M

## Summary
- Net income available to shareholders $613M ($7.91 diluted EPS) vs net loss $610M in Q1 2021.
- Adjusted earnings (non-GAAP) $294M ($3.79) vs $385M ($4.36); adj. earnings less notable items $315M ($4.07).
- Annuity sales down 3% YoY; life sales down 13% YoY.
- Estimated combined RBC ratio 450-470%; holding company liquid assets $1.4B.
- Repurchased $180M of common stock YTD through May 5, 2022.

## SEC filing metadata
- accession: 0001685040-22-000018
- form_type: 8-K
- ticker: BHF
- cik: 0001685040
- company_name: Brighthouse Financial, Inc.
- filed_at: 2022-05-09T23:59:59+00:00
- event_type: earnings
- sentiment: neutral
- materiality_score: 0.75
- calibrated_materiality_score: 0.75
- confidence: high
- sec_items: 2.02, 9.01, 7.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1685040/000168504022000018/0001685040-22-000018-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1685040/000168504022000018/bhf-20220509.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001685040-22-000018
- JSON: https://secwatch.observer/filing/0001685040-22-000018.json
- Plain text: https://secwatch.observer/filing/0001685040-22-000018.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.