{"schema_version":"secwatch.filing_event.v1","accession":"0001685040-22-000049","form_type":"8-K","ticker":"BHF","cik":"0001685040","company_name":"Brighthouse Financial, Inc.","filed_at":"2022-11-07T23:59:59+00:00","discovered_at":"2026-05-14T18:03:51.707008+00:00","generated_at":"2026-06-22T05:33:08.576148+00:00","sec_items":["2.02","9.01","7.01"],"event_type":"earnings","sentiment":"negative","materiality_score":0.75,"calibrated_materiality_score":0.75,"confidence":"high","headline":"Brighthouse Financial Q3 net loss $702M ($9.82/share); adjusted loss $3M","bullets":["Net loss available to shareholders of $702M vs net income of $361M in Q3 2021.","Adjusted loss less notable items of $3M ($0.04/share); adjusted earnings of $97M ($1.35/share).","Annuity sales up 58% YoY; life sales down 30% YoY; year-to-date stock buyback $447M.","Estimated combined RBC ratio 450-470%; holding company liquid assets $1.1B.","Annual actuarial review raised 10-year Treasury mean reversion assumption to 3.50%, net favorable impact of $4M."],"urls":{"canonical":"https://secwatch.observer/filing/0001685040-22-000049","json":"https://secwatch.observer/filing/0001685040-22-000049.json","markdown":"https://secwatch.observer/filing/0001685040-22-000049.md","text":"https://secwatch.observer/filing/0001685040-22-000049.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1685040/000168504022000049/0001685040-22-000049-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1685040/000168504022000049/bhf-20221107.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-22T05:33:08.576148+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"ead9811909439d059ab2433b3933d288311a1af1","claim":"Brighthouse Financial, Inc. reported the third quarter ended September 30, 2022 results: net income net loss available to shareholders of $702 million, or $9.82 per diluted share.","evidence_excerpt":"On November 7, 2022, Brighthouse Financial, Inc. (“Brighthouse Financial” or the “Company”) issued (i) a news release announcing its results for the quarter ended September 30, 2022","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/1685040/000168504022000049/0001685040-22-000049-index.htm","confidence":0.95,"family_label":"Earnings Releases","details":[{"label":"Period","value":"the third quarter ended September 30, 2022"},{"label":"Net income","value":"net loss available to shareholders of $702 million, or $9.82 per diluted share"},{"label":"Result","value":"reported results"}],"fact_type":"earnings_release"}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}