---
schema_version: "secwatch.filing_event.v1"
accession: "0001685040-22-000049"
form_type: "8-K"
ticker: "BHF"
cik: "0001685040"
company_name: "Brighthouse Financial, Inc."
filed_at: "2022-11-07T23:59:59+00:00"
generated_at: "2026-06-22T05:33:08.576148+00:00"
event_type: "earnings"
sentiment: "negative"
materiality_score: 0.75
calibrated_materiality_score: 0.75
confidence: "high"
source: SEC EDGAR
---

# Brighthouse Financial Q3 net loss $702M ($9.82/share); adjusted loss $3M

## Summary
- Net loss available to shareholders of $702M vs net income of $361M in Q3 2021.
- Adjusted loss less notable items of $3M ($0.04/share); adjusted earnings of $97M ($1.35/share).
- Annuity sales up 58% YoY; life sales down 30% YoY; year-to-date stock buyback $447M.
- Estimated combined RBC ratio 450-470%; holding company liquid assets $1.1B.
- Annual actuarial review raised 10-year Treasury mean reversion assumption to 3.50%, net favorable impact of $4M.

## SEC filing metadata
- accession: 0001685040-22-000049
- form_type: 8-K
- ticker: BHF
- cik: 0001685040
- company_name: Brighthouse Financial, Inc.
- filed_at: 2022-11-07T23:59:59+00:00
- event_type: earnings
- sentiment: negative
- materiality_score: 0.75
- calibrated_materiality_score: 0.75
- confidence: high
- sec_items: 2.02, 9.01, 7.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1685040/000168504022000049/0001685040-22-000049-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1685040/000168504022000049/bhf-20221107.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001685040-22-000049
- JSON: https://secwatch.observer/filing/0001685040-22-000049.json
- Plain text: https://secwatch.observer/filing/0001685040-22-000049.txt

## Key facts
- Earnings Releases
  Brighthouse Financial, Inc. reported the third quarter ended September 30, 2022 results: net income net loss available to shareholders of $702 million, or $9.82 per diluted share.
  - Period: the third quarter ended September 30, 2022
  - Net income: net loss available to shareholders of $702 million, or $9.82 per diluted share
  - Result: reported results
  source text: On November 7, 2022, Brighthouse Financial, Inc. (“Brighthouse Financial” or the “Company”) issued (i) a news release announcing its results for the quarter ended September 30, 2022
  evidence_url: https://www.sec.gov/Archives/edgar/data/1685040/000168504022000049/0001685040-22-000049-index.htm

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.