{"schema_version":"secwatch.filing_event.v1","accession":"0001685040-23-000071","form_type":"8-K","ticker":"BHF","cik":"0001685040","company_name":"Brighthouse Financial, Inc.","filed_at":"2023-11-07T23:59:59+00:00","discovered_at":"2026-05-14T18:03:30.056067+00:00","generated_at":"2026-06-08T16:07:41.648367+00:00","sec_items":["2.02","9.01","7.01"],"event_type":"earnings","sentiment":"neutral","materiality_score":0.75,"calibrated_materiality_score":0.75,"confidence":"high","headline":"Brighthouse Financial Q3 net income $453M ($6.89/diluted); adjusted earnings $275M ($4.18)","bullets":["Net income $453M vs $388M in Q3'22; diluted EPS $6.89 vs $5.97.","Adjusted earnings less notable items $275M ($4.18/diluted).","Estimated combined RBC ratio 400%-420%; holding company liquid assets $0.9B.","YTD stock repurchases ~$216M through Nov 3; annuity sales -5% YoY, life sales +26% YoY.","Annual actuarial review resulted in $164M net unfavorable impact; long-term mean reversion rate for 10-yr UST raised to 3.75%."],"urls":{"canonical":"https://secwatch.observer/filing/0001685040-23-000071","json":"https://secwatch.observer/filing/0001685040-23-000071.json","markdown":"https://secwatch.observer/filing/0001685040-23-000071.md","text":"https://secwatch.observer/filing/0001685040-23-000071.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1685040/000168504023000071/0001685040-23-000071-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1685040/000168504023000071/bhf-20231107.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-08T16:07:41.648367+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"9e6757c31c0edadfbc04dcc8b15f12a3a7468d91","claim":"Brighthouse Financial, Inc. reported third quarter ended September 30, 2023 results: net income $453 million, EPS $6.89 per diluted share.","evidence_excerpt":"• Third quarter 2023 net income available to shareholders of $453 million, or $6.89 per diluted share","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/1685040/000168504023000071/0001685040-23-000071-index.htm","confidence":0.9,"family_label":"Earnings Releases","details":[{"label":"Period","value":"third quarter ended September 30, 2023"},{"label":"Net income","value":"$453 million"},{"label":"EPS","value":"$6.89 per diluted share"},{"label":"Result","value":"reported results"}],"fact_type":"earnings_release"}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}