---
schema_version: "secwatch.filing_event.v1"
accession: "0001685040-23-000071"
form_type: "8-K"
ticker: "BHF"
cik: "0001685040"
company_name: "Brighthouse Financial, Inc."
filed_at: "2023-11-07T23:59:59+00:00"
generated_at: "2026-06-08T16:07:41.648367+00:00"
event_type: "earnings"
sentiment: "neutral"
materiality_score: 0.75
calibrated_materiality_score: 0.75
confidence: "high"
source: SEC EDGAR
---

# Brighthouse Financial Q3 net income $453M ($6.89/diluted); adjusted earnings $275M ($4.18)

## Summary
- Net income $453M vs $388M in Q3'22; diluted EPS $6.89 vs $5.97.
- Adjusted earnings less notable items $275M ($4.18/diluted).
- Estimated combined RBC ratio 400%-420%; holding company liquid assets $0.9B.
- YTD stock repurchases ~$216M through Nov 3; annuity sales -5% YoY, life sales +26% YoY.
- Annual actuarial review resulted in $164M net unfavorable impact; long-term mean reversion rate for 10-yr UST raised to 3.75%.

## SEC filing metadata
- accession: 0001685040-23-000071
- form_type: 8-K
- ticker: BHF
- cik: 0001685040
- company_name: Brighthouse Financial, Inc.
- filed_at: 2023-11-07T23:59:59+00:00
- event_type: earnings
- sentiment: neutral
- materiality_score: 0.75
- calibrated_materiality_score: 0.75
- confidence: high
- sec_items: 2.02, 9.01, 7.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1685040/000168504023000071/0001685040-23-000071-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1685040/000168504023000071/bhf-20231107.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001685040-23-000071
- JSON: https://secwatch.observer/filing/0001685040-23-000071.json
- Plain text: https://secwatch.observer/filing/0001685040-23-000071.txt

## Key facts
- Earnings Releases
  Brighthouse Financial, Inc. reported third quarter ended September 30, 2023 results: net income $453 million, EPS $6.89 per diluted share.
  - Period: third quarter ended September 30, 2023
  - Net income: $453 million
  - EPS: $6.89 per diluted share
  - Result: reported results
  source text: • Third quarter 2023 net income available to shareholders of $453 million, or $6.89 per diluted share
  evidence_url: https://www.sec.gov/Archives/edgar/data/1685040/000168504023000071/0001685040-23-000071-index.htm

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.