{"schema_version":"secwatch.filing_event.v1","accession":"0001685040-25-000005","form_type":"8-K","ticker":"BHF","cik":"0001685040","company_name":"Brighthouse Financial, Inc.","filed_at":"2025-02-11T23:59:59+00:00","discovered_at":"2026-05-14T18:03:04.438283+00:00","generated_at":"2026-05-26T23:26:16.742046+00:00","sec_items":["2.02","9.01","7.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.85,"calibrated_materiality_score":0.85,"confidence":"high","headline":"Brighthouse Financial Q4 net income $646M ($10.79/diluted); full-year annuity sales $10B","bullets":["Q4 2024 net income $646M ($10.79/diluted) vs Q4 2023 net loss $942M ($14.70/diluted).","Adjusted earnings less notable items $352M ($5.88/diluted) in Q4.","Full-year 2024 annuity sales $10.0B (record Shield Level Annuities); life sales $120M (SmartCare).","Full-year common stock repurchases $250M (~8% reduction); additional ~$25M through Feb 7, 2025.","Estimated combined RBC ratio ~400% after $100M capital contribution to BLIC; holding company liquid assets $1.1B."],"urls":{"canonical":"https://secwatch.observer/filing/0001685040-25-000005","json":"https://secwatch.observer/filing/0001685040-25-000005.json","markdown":"https://secwatch.observer/filing/0001685040-25-000005.md","text":"https://secwatch.observer/filing/0001685040-25-000005.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1685040/000168504025000005/0001685040-25-000005-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1685040/000168504025000005/bhf-20250211.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-26T23:26:16.742046+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}