---
schema_version: "secwatch.filing_event.v1"
accession: "0001685040-25-000005"
form_type: "8-K"
ticker: "BHF"
cik: "0001685040"
company_name: "Brighthouse Financial, Inc."
filed_at: "2025-02-11T23:59:59+00:00"
generated_at: "2026-05-26T23:26:16.742046+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.85
calibrated_materiality_score: 0.85
confidence: "high"
source: SEC EDGAR
---

# Brighthouse Financial Q4 net income $646M ($10.79/diluted); full-year annuity sales $10B

## Summary
- Q4 2024 net income $646M ($10.79/diluted) vs Q4 2023 net loss $942M ($14.70/diluted).
- Adjusted earnings less notable items $352M ($5.88/diluted) in Q4.
- Full-year 2024 annuity sales $10.0B (record Shield Level Annuities); life sales $120M (SmartCare).
- Full-year common stock repurchases $250M (~8% reduction); additional ~$25M through Feb 7, 2025.
- Estimated combined RBC ratio ~400% after $100M capital contribution to BLIC; holding company liquid assets $1.1B.

## SEC filing metadata
- accession: 0001685040-25-000005
- form_type: 8-K
- ticker: BHF
- cik: 0001685040
- company_name: Brighthouse Financial, Inc.
- filed_at: 2025-02-11T23:59:59+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.85
- calibrated_materiality_score: 0.85
- confidence: high
- sec_items: 2.02, 9.01, 7.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1685040/000168504025000005/0001685040-25-000005-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1685040/000168504025000005/bhf-20250211.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001685040-25-000005
- JSON: https://secwatch.observer/filing/0001685040-25-000005.json
- Plain text: https://secwatch.observer/filing/0001685040-25-000005.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.