---
schema_version: "secwatch.filing_event.v1"
accession: "0001685040-26-000026"
form_type: "8-K"
ticker: "BHF"
cik: "0001685040"
company_name: "Brighthouse Financial, Inc."
filed_at: "2026-08-05T20:21:53+00:00"
generated_at: "2026-08-05T20:23:16.932995+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.85
calibrated_materiality_score: 0.85
confidence: "high"
source: SEC EDGAR
---

# Brighthouse Financial Q2 net income $956M ($16.53/diluted); adjusted earnings $258M ($4.45/diluted)

## Summary
- Net income $956M ($16.53/diluted) vs $60M ($1.02) in Q2 2025.
- Adjusted earnings $258M ($4.45/diluted) vs $198M ($3.43) YoY.
- Annuity sales $2.4B, led by $2.1B Shield Level Annuities; life sales $39M.
- Estimated combined RBC ratio 430%-450%; holding company liquid assets $0.9B.
- Corporate expenses $204M pre-tax; pending acquisition costs excluded from corporate expenses.

## SEC filing metadata
- accession: 0001685040-26-000026
- form_type: 8-K
- ticker: BHF
- cik: 0001685040
- company_name: Brighthouse Financial, Inc.
- filed_at: 2026-08-05T20:21:53+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.85
- calibrated_materiality_score: 0.85
- confidence: high
- sec_items: 2.02, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1685040/000168504026000026/0001685040-26-000026-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1685040/000168504026000026/bhf-20260805.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001685040-26-000026
- JSON: https://secwatch.observer/filing/0001685040-26-000026.json
- Plain text: https://secwatch.observer/filing/0001685040-26-000026.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.