{"schema_version":"secwatch.filing_event.v1","accession":"0001690820-24-000020","form_type":"8-K","ticker":"CVNA","cik":"0001690820","company_name":"CARVANA CO.","filed_at":"2024-01-16T23:59:59+00:00","discovered_at":"2026-05-14T18:03:25.133792+00:00","generated_at":"2026-06-06T23:18:35.939442+00:00","sec_items":["1.01","9.01"],"event_type":"other_material","sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"confidence":"high","headline":"Carvana secures $4B commitment from Ally to purchase auto finance receivables over one year","bullets":["Ally commits to purchase up to $4.0B in Carvana auto finance receivables from Jan 11, 2024 to Jan 10, 2025.","Fifth Amendment to Master Purchase and Sale Agreement reestablishes the commitment with Ally Bank and Ally Financial.","Commitment requires sale of at least one receivables pool per quarter, with minimum pool size of $300M.","Amendment updates definitions and terms including eligible receivables criteria and pricing model change procedures."],"urls":{"canonical":"https://secwatch.observer/filing/0001690820-24-000020","json":"https://secwatch.observer/filing/0001690820-24-000020.json","markdown":"https://secwatch.observer/filing/0001690820-24-000020.md","text":"https://secwatch.observer/filing/0001690820-24-000020.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1690820/000169082024000020/0001690820-24-000020-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1690820/000169082024000020/cvna-20240111.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-06T23:18:35.939442+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"62e883b61d1adefcc3c76761f4a316104128a843","claim":"CARVANA CO. amended Second Amended and Restated Master Purchase and Sale Agreement with Ally Bank and Ally Financial Inc. (together, the \"Ally Parties\") valued at $4.0 billion (effective 2024-01-11).","evidence_excerpt":"On January 11, 2024, a subsidiary of Carvana Co., Ally Bank, and Ally Financial Inc. (together, the \"Ally Parties\") amended the Second Amended and Restated Master Purchase and Sale Agreement to, among other things, reestablish a commitment by the Ally Parties to purchase up to $4.0 billion of automotive finance receivables between January 11, 2024 and January 10, 2025.","evidence_source":"SEC 8-K Item 1.01/1.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/1690820/000169082024000020/0001690820-24-000020-index.htm","confidence":0.9,"family_label":"Material Agreements","details":[{"label":"Action","value":"amendment"},{"label":"Agreement","value":"credit facility"},{"label":"Counterparty","value":"Ally Bank and Ally Financial Inc. (together, the \"Ally Parties\")"},{"label":"Value","value":"$4.0 billion"},{"label":"Effective","value":"2024-01-11"}],"fact_type":"material_agreement"}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}