{"schema_version":"secwatch.filing_event.v1","accession":"0001690820-25-000019","form_type":"8-K","ticker":"CVNA","cik":"0001690820","company_name":"CARVANA CO.","filed_at":"2025-01-06T23:59:59+00:00","discovered_at":"2026-05-14T18:03:04.461259+00:00","generated_at":"2026-05-28T10:56:28.819501+00:00","sec_items":["1.01","9.01"],"event_type":"other_material","sentiment":"positive","materiality_score":0.55,"calibrated_materiality_score":0.55,"confidence":"high","headline":"Carvana subsidiary and Ally amend receivables pact; Ally commits to purchase up to $4.0B in auto loans through Jan 2026","bullets":["Ally commits to purchase up to $4.0B of Carvana auto finance receivables from Jan 3, 2025 to Jan 2, 2026.","Maximum original term extended to 84 months for receivables with cutoff dates on/after Jan 1, 2025 (previously up to 78 months).","LTV and amount financed eligibility thresholds adjusted for various FICO and term buckets (specifics redacted).","The amendment reestablishes and extends the purchase facility; Scheduled Commitment Termination Date is now January 2, 2026."],"urls":{"canonical":"https://secwatch.observer/filing/0001690820-25-000019","json":"https://secwatch.observer/filing/0001690820-25-000019.json","markdown":"https://secwatch.observer/filing/0001690820-25-000019.md","text":"https://secwatch.observer/filing/0001690820-25-000019.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1690820/000169082025000019/0001690820-25-000019-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1690820/000169082025000019/cvna-20250103.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-28T10:56:28.819501+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}