{"schema_version":"secwatch.filing_event.v1","accession":"0001690820-25-000134","form_type":"8-K","ticker":"CVNA","cik":"0001690820","company_name":"CARVANA CO.","filed_at":"2025-04-29T23:59:59+00:00","discovered_at":"2026-05-14T18:02:49.354322+00:00","generated_at":"2026-05-23T03:54:50.659190+00:00","sec_items":["1.01","9.01"],"event_type":"debt","sentiment":"neutral","materiality_score":0.5,"calibrated_materiality_score":0.5,"confidence":"high","headline":"Carvana renews $1.5B floor plan facility with Ally through April 2027; Ally commits to buy $4B in finance receivables","bullets":["Renewed $1.5B credit line for inventory financing (floor plan) with Ally Bank and Ally Financial, maturing April 30, 2027.","Ally Parties reestablish commitment to purchase up to $4.0B of automotive finance receivables from April 2025 to April 2026.","Interest rate based on Prime Rate minus 70bps/50bps or plus 10bps depending on wholesale outstandings to inventory ratio.","Monthly principal reduction of 10% for vehicles on floorplan over 120 days; advances up to 10% of credit line for lien-free title accommodation."],"urls":{"canonical":"https://secwatch.observer/filing/0001690820-25-000134","json":"https://secwatch.observer/filing/0001690820-25-000134.json","markdown":"https://secwatch.observer/filing/0001690820-25-000134.md","text":"https://secwatch.observer/filing/0001690820-25-000134.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1690820/000169082025000134/0001690820-25-000134-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1690820/000169082025000134/cvna-20250429.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-23T03:54:50.659190+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}