{"schema_version":"secwatch.filing_event.v1","accession":"0001691421-21-000092","form_type":"8-K","ticker":"LMND","cik":"0001691421","company_name":"Lemonade, Inc.","filed_at":"2021-11-09T23:59:59+00:00","discovered_at":"2026-05-14T18:04:13.700066+00:00","generated_at":"2026-06-28T10:49:10.463959+00:00","sec_items":["1.01","2.02","7.01","9.01"],"event_type":"m_and_a","sentiment":"positive","materiality_score":0.9,"calibrated_materiality_score":0.9,"confidence":"high","headline":"Lemonade to acquire Metromile (0.05263x); Q3 IFP $347M (+84% YoY)","bullets":["Merger: each Metromile share converts to 0.05263 LMND shares; termination fee $12.5M; expected close by Aug 8, 2022.","Q3 IFP $347M, up 84% YoY; record $50M sequential IFP increase.","Customer count ~1.4M; non-renters share 47% (up from 44%); pet 15%, life 2%, homeowners 30%.","Advertising efficiency declined 26% YoY due to industry-wide media cost increases.","Lemonade Car launched; Metromile acquisition expected to enhance car insurance with sensor data."],"urls":{"canonical":"https://secwatch.observer/filing/0001691421-21-000092","json":"https://secwatch.observer/filing/0001691421-21-000092.json","markdown":"https://secwatch.observer/filing/0001691421-21-000092.md","text":"https://secwatch.observer/filing/0001691421-21-000092.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1691421/000169142121000092/0001691421-21-000092-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1691421/000169142121000092/lmnd-20211108.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-28T10:49:10.463959+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}