{"schema_version":"secwatch.filing_event.v1","accession":"0001691421-25-000010","form_type":"8-K","ticker":"LMND","cik":"0001691421","company_name":"Lemonade, Inc.","filed_at":"2025-02-07T23:59:59+00:00","discovered_at":"2026-05-14T18:03:04.462763+00:00","generated_at":"2026-05-27T00:57:12.548459+00:00","sec_items":["1.01","2.03"],"event_type":"debt","sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"confidence":"high","headline":"Lemonade expands customer investment financing to $200M for 2026 growth","bullets":["Amended customer investment agreement increases 2026 commitment from $140M to $200M for sales and marketing.","Investors provide up to 80% of Growth Spend; repayment continues until 16% IRR is achieved.","Previous agreement: up to $150M through Dec 2024 and $140M for 2025; new amendment covers 2026.","Financing backed by Reference Income from customer cohorts; retains standard representations and covenants."],"urls":{"canonical":"https://secwatch.observer/filing/0001691421-25-000010","json":"https://secwatch.observer/filing/0001691421-25-000010.json","markdown":"https://secwatch.observer/filing/0001691421-25-000010.md","text":"https://secwatch.observer/filing/0001691421-25-000010.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1691421/000169142125000010/0001691421-25-000010-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1691421/000169142125000010/lmnd-20250203.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-27T00:57:12.548459+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}