---
schema_version: "secwatch.filing_event.v1"
accession: "0001691421-26-000029"
form_type: "8-K"
ticker: "LMND"
cik: "0001691421"
company_name: "Lemonade, Inc."
filed_at: "2026-04-29T23:59:59+00:00"
generated_at: "2026-05-15T02:18:43.717835+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.9
calibrated_materiality_score: 0.9
confidence: "high"
source: SEC EDGAR
---

# Lemonade Q1 2026 IFP up 32%, Gross Profit +159% YoY, Adj. EBITDA Loss Narrows to $17M

## Summary
- In Force Premium reached $1.33B, up 32% YoY; revenue $258M, up 71% YoY.
- Gross profit $100M, up 159% YoY; Adj. EBITDA loss ($17M), 64% improvement.
- Net loss ($36M), 43% improvement; Adj. Free Cash Flow $17M from ($31M) a year ago.
- Pet insurance IFP surpassed $500M; Car IFP grew 60% YoY, fastest growth rate.
- Guidance raised: FY 2026 IFP growth 33%, Adj. EBITDA loss improved to ($51)-($47)M.

## SEC filing metadata
- accession: 0001691421-26-000029
- form_type: 8-K
- ticker: LMND
- cik: 0001691421
- company_name: Lemonade, Inc.
- filed_at: 2026-04-29T23:59:59+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.9
- calibrated_materiality_score: 0.9
- confidence: high
- sec_items: 2.02, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1691421/000169142126000029/0001691421-26-000029-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1691421/000169142126000029/lmnd-20260429.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001691421-26-000029
- JSON: https://secwatch.observer/filing/0001691421-26-000029.json
- Plain text: https://secwatch.observer/filing/0001691421-26-000029.txt

## Key facts
- Earnings Releases
  Lemonade, Inc. reported financial results for the three months ended March 31, 2026.
  - Period: the three months ended March 31, 2026
  - Result: reported results
  source text: On April 29, 2026, Lemonade, Inc. (the "Company") announced its financial results for the three months ended March 31, 2026, by issuing a letter to shareholders.
  evidence_url: https://www.sec.gov/Archives/edgar/data/1691421/000169142126000029/0001691421-26-000029-index.htm

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.