{"schema_version":"secwatch.filing_event.v1","accession":"0001691421-26-000041","form_type":"8-K","ticker":"LMND","cik":"0001691421","company_name":"Lemonade, Inc.","filed_at":"2026-06-24T12:01:58+00:00","discovered_at":"2026-06-24T12:05:03.735497+00:00","generated_at":"2026-06-24T12:05:25.514491+00:00","sec_items":["1.01","2.03"],"event_type":"debt","sentiment":"positive","materiality_score":0.7,"calibrated_materiality_score":0.7,"confidence":"high","headline":"Lemonade secures up to $250M financing from Hannover Re for growth spend through 2028","bullets":["Hannover Re will provide up to $150M in 2027 and up to $250M in 2028 for sales and marketing (Growth Spend).","Financing covers up to 80% of monthly Growth Spend, max $20M per customer cohort; repayments based on premium collections.","Return rate is the greater of 0% or 3-year U.S. Treasury rate plus 5.8%.","After full repayment, Lemonade retains all future premiums from financed cohorts."],"urls":{"canonical":"https://secwatch.observer/filing/0001691421-26-000041","json":"https://secwatch.observer/filing/0001691421-26-000041.json","markdown":"https://secwatch.observer/filing/0001691421-26-000041.md","text":"https://secwatch.observer/filing/0001691421-26-000041.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1691421/000169142126000041/0001691421-26-000041-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1691421/000169142126000041/lmnd-20260622.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-24T12:05:25.514491+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}