{"schema_version":"secwatch.filing_event.v1","accession":"0001703644-25-000021","form_type":"8-K","ticker":"GPMT","cik":"0001703644","company_name":"Granite Point Mortgage Trust Inc.","filed_at":"2025-02-13T23:59:59+00:00","discovered_at":"2026-05-14T18:03:04.503762+00:00","generated_at":"2026-05-26T22:21:47.166855+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"negative","materiality_score":0.85,"calibrated_materiality_score":0.85,"confidence":"high","headline":"GPMT reports Q4 GAAP net loss $42.4M ($0.86/sh); credit provision $37.2M; BV $8.47","bullets":["GAAP net loss Q4 $42.4M ($0.86 per share); full-year loss $221.5M ($4.39 per share).","Distributable earnings loss Q4 $98.2M ($1.98/share) including $95.2M write-offs.","Book value $8.47/sh reflects $4.12/sh CECL reserve; total CECL reserve $201M (9.2% of loans).","Post Q4: took REO Miami Beach office ($71M) and resolved Boston office loan, expecting $16.6M write-off.","Repurchased 1.2M shares Q4 at avg $3.45; unrestricted cash ~$75M as of Feb 12, 2025."],"urls":{"canonical":"https://secwatch.observer/filing/0001703644-25-000021","json":"https://secwatch.observer/filing/0001703644-25-000021.json","markdown":"https://secwatch.observer/filing/0001703644-25-000021.md","text":"https://secwatch.observer/filing/0001703644-25-000021.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1703644/000170364425000021/0001703644-25-000021-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1703644/000170364425000021/gpmt-20250213.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-26T22:21:47.166855+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}