---
schema_version: "secwatch.filing_event.v1"
accession: "0001703644-25-000021"
form_type: "8-K"
ticker: "GPMT"
cik: "0001703644"
company_name: "Granite Point Mortgage Trust Inc."
filed_at: "2025-02-13T23:59:59+00:00"
generated_at: "2026-05-26T22:21:47.166855+00:00"
event_type: "earnings"
sentiment: "negative"
materiality_score: 0.85
calibrated_materiality_score: 0.85
confidence: "high"
source: SEC EDGAR
---

# GPMT reports Q4 GAAP net loss $42.4M ($0.86/sh); credit provision $37.2M; BV $8.47

## Summary
- GAAP net loss Q4 $42.4M ($0.86 per share); full-year loss $221.5M ($4.39 per share).
- Distributable earnings loss Q4 $98.2M ($1.98/share) including $95.2M write-offs.
- Book value $8.47/sh reflects $4.12/sh CECL reserve; total CECL reserve $201M (9.2% of loans).
- Post Q4: took REO Miami Beach office ($71M) and resolved Boston office loan, expecting $16.6M write-off.
- Repurchased 1.2M shares Q4 at avg $3.45; unrestricted cash ~$75M as of Feb 12, 2025.

## SEC filing metadata
- accession: 0001703644-25-000021
- form_type: 8-K
- ticker: GPMT
- cik: 0001703644
- company_name: Granite Point Mortgage Trust Inc.
- filed_at: 2025-02-13T23:59:59+00:00
- event_type: earnings
- sentiment: negative
- materiality_score: 0.85
- calibrated_materiality_score: 0.85
- confidence: high
- sec_items: 2.02, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1703644/000170364425000021/0001703644-25-000021-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1703644/000170364425000021/gpmt-20250213.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001703644-25-000021
- JSON: https://secwatch.observer/filing/0001703644-25-000021.json
- Plain text: https://secwatch.observer/filing/0001703644-25-000021.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.