---
schema_version: "secwatch.filing_event.v1"
accession: "0001703644-26-000006"
form_type: "8-K"
ticker: "GPMT"
cik: "0001703644"
company_name: "Granite Point Mortgage Trust Inc."
filed_at: "2026-02-11T23:59:59+00:00"
generated_at: "2026-05-16T03:20:16.422506+00:00"
event_type: "earnings"
sentiment: "negative"
materiality_score: 0.65
calibrated_materiality_score: 0.65
confidence: "high"
source: SEC EDGAR
---

# Granite Point reports Q4 GAAP net loss $27.4M; post-quarter-end loan repayments $174M

## Summary
- Q4 2025 GAAP net loss to common $(27.4M) ($0.58/share) includes $14.4M credit loss provision.
- Distributable Loss $(2.7M) ($0.06/share); book value per share $7.29 with $3.12 CECL reserve.
- Full year 2025 GAAP net loss $(55.6M) ($1.16/share); realized $468.7M in loan repayments/resolutions.
- Post-quarter-end: two loan repayments totaling $174.3M; repurchase facility cost cut 60bps to ~S+2.49%.
- Leverage ratio reduced from 2.0x to ~1.7x; unrestricted cash $55.1M as of Feb 9, 2026.

## SEC filing metadata
- accession: 0001703644-26-000006
- form_type: 8-K
- ticker: GPMT
- cik: 0001703644
- company_name: Granite Point Mortgage Trust Inc.
- filed_at: 2026-02-11T23:59:59+00:00
- event_type: earnings
- sentiment: negative
- materiality_score: 0.65
- calibrated_materiality_score: 0.65
- confidence: high
- sec_items: 2.02, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1703644/000170364426000006/0001703644-26-000006-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1703644/000170364426000006/gpmt-20260211.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001703644-26-000006
- JSON: https://secwatch.observer/filing/0001703644-26-000006.json
- Plain text: https://secwatch.observer/filing/0001703644-26-000006.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.