---
schema_version: "secwatch.filing_event.v1"
accession: "0001703644-26-000033"
form_type: "8-K"
ticker: "GPMT"
cik: "0001703644"
company_name: "Granite Point Mortgage Trust Inc."
filed_at: "2026-08-05T20:15:05+00:00"
generated_at: "2026-08-05T20:16:36.545801+00:00"
event_type: "earnings"
sentiment: "negative"
materiality_score: 0.8
calibrated_materiality_score: 0.8
confidence: "high"
source: SEC EDGAR
---

# Granite Point Q2 2026 GAAP net loss $62M; refinances CLOs with JPMorgan, lowering cost 38 bps

## Summary
- GAAP net loss attributable to common stockholders of $62.0M ($1.29 per share); Distributable Earnings loss of $37.7M ($0.79 per share).
- Book value per common share fell to $5.70, including $(3.44) per share of CECL reserve; total CECL reserve $165.8M (11.4% of loan commitments).
- Refinanced two legacy CLOs with JPMorgan: $651M facility at S+2.17%, 2-year term with three 1-year extensions; lowered cost 38 bps.
- Net loan portfolio activity of $(121.8)M in UPB, including resolution of a $76M retail/office loan in Chicago and full repayment of $37.5M office loan in Richmond.
- Ended Q2 with $58.5M unrestricted cash; post-quarter-end cash $35.7M as of Aug 3, 2026.

## SEC filing metadata
- accession: 0001703644-26-000033
- form_type: 8-K
- ticker: GPMT
- cik: 0001703644
- company_name: Granite Point Mortgage Trust Inc.
- filed_at: 2026-08-05T20:15:05+00:00
- event_type: earnings
- sentiment: negative
- materiality_score: 0.8
- calibrated_materiality_score: 0.8
- confidence: high
- sec_items: 2.02, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1703644/000170364426000033/0001703644-26-000033-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1703644/000170364426000033/gpmt-20260805.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001703644-26-000033
- JSON: https://secwatch.observer/filing/0001703644-26-000033.json
- Plain text: https://secwatch.observer/filing/0001703644-26-000033.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.