{"schema_version":"secwatch.filing_event.v1","accession":"0001706524-25-000023","form_type":"8-K","ticker":"UGRO","cik":"0001706524","company_name":"urban-gro, Inc.","filed_at":"2025-03-21T23:59:59+00:00","discovered_at":"2026-05-14T18:03:04.519118+00:00","generated_at":"2026-05-24T08:46:11.905156+00:00","sec_items":["1.01","2.03","3.02","9.01"],"event_type":"debt","sentiment":"neutral","materiality_score":0.5,"calibrated_materiality_score":0.5,"confidence":"high","headline":"Urban-Gro amends $10M credit line with Gemini; extends draw to Jan 2026, interest 1.75%/mo, issues 150k shares as fee","bullets":["Waived potential defaults on missed Feb 2025 interest payment and accounts receivable covenant through April 15, 2025.","Interest rate increased to 1.75% per month (approx. 21% annualized) on outstanding principal.","Draw period under $10M revolving facility extended to January 1, 2026.","New covenant: eligible accounts receivable must equal or exceed 125% of drawn amounts plus interest, measured monthly from April 15.","Issued 150,000 shares of common stock to Gemini as non-refundable amendment fee (unregistered, accredited investor)."],"urls":{"canonical":"https://secwatch.observer/filing/0001706524-25-000023","json":"https://secwatch.observer/filing/0001706524-25-000023.json","markdown":"https://secwatch.observer/filing/0001706524-25-000023.md","text":"https://secwatch.observer/filing/0001706524-25-000023.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1706524/000170652425000023/0001706524-25-000023-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1706524/000170652425000023/ugro-20250318.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-24T08:46:11.905156+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}