---
schema_version: "secwatch.filing_event.v1"
accession: "0001709442-22-000033"
form_type: "8-K"
ticker: "FSUN"
cik: "0001709442"
company_name: "FIRSTSUN CAPITAL BANCORP"
filed_at: "2022-10-27T23:59:59+00:00"
generated_at: "2026-06-23T00:06:23.773233+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.8
calibrated_materiality_score: 0.8
confidence: "high"
source: SEC EDGAR
---

# FirstSun Q3 net income $26.5M ($1.04 EPS); net interest margin 4.26%

## Summary
- Net income of $26.5M ($1.04 diluted EPS) vs $8.7M ($0.46) in Q3 2021.
- Net interest margin expanded 70 bps to 4.26%; loan growth of 12.5% annualized.
- Noninterest income $25.0M (26.7% of revenue); efficiency ratio 59.4%.
- Provision for loan losses $3.8M; allowance 1.07% of loans; NPAs 0.68% of assets.
- Tangible book value per share $25.67, up $0.91; all capital ratios above well-capitalized.

## SEC filing metadata
- accession: 0001709442-22-000033
- form_type: 8-K
- ticker: FSUN
- cik: 0001709442
- company_name: FIRSTSUN CAPITAL BANCORP
- filed_at: 2022-10-27T23:59:59+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.8
- calibrated_materiality_score: 0.8
- confidence: high
- sec_items: 2.02, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1709442/000170944222000033/0001709442-22-000033-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1709442/000170944222000033/fcb-20221027.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001709442-22-000033
- JSON: https://secwatch.observer/filing/0001709442-22-000033.json
- Plain text: https://secwatch.observer/filing/0001709442-22-000033.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.