{"schema_version":"secwatch.filing_event.v1","accession":"0001709442-23-000002","form_type":"8-K","ticker":"FSUN","cik":"0001709442","company_name":"FIRSTSUN CAPITAL BANCORP","filed_at":"2023-01-26T23:59:59+00:00","discovered_at":"2026-05-14T18:03:46.228303+00:00","generated_at":"2026-06-20T08:20:05.126167+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.65,"calibrated_materiality_score":0.65,"confidence":"high","headline":"FirstSun Capital Bancorp Q4 2022 net income $24.6M ($0.96 EPS); NIM expands to 4.45%","bullets":["Net income of $24.6M ($0.96 diluted EPS) in Q4 2022, up from $8.8M ($0.47) in Q4 2021.","Net interest margin increased 19 bps to 4.45% QoQ; loan yield 5.46%, deposit cost 0.65%.","Loans grew $355M (25.6% annualized) to $5.9B; deposits declined $154M (-10.5% annualized).","Full year 2022 net income $59.2M ($2.48 diluted); adjusted net income $76.2M ($3.20) excl merger costs.","Capital ratios above well-capitalized: CET1 9.94%, total risk-based 11.99%, leverage 9.71%."],"urls":{"canonical":"https://secwatch.observer/filing/0001709442-23-000002","json":"https://secwatch.observer/filing/0001709442-23-000002.json","markdown":"https://secwatch.observer/filing/0001709442-23-000002.md","text":"https://secwatch.observer/filing/0001709442-23-000002.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1709442/000170944223000002/0001709442-23-000002-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1709442/000170944223000002/fcb-20230126.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-20T08:20:05.126167+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"981eb6c3de8481170209e7fb5c97f58a7e849871","claim":"FIRSTSUN CAPITAL BANCORP reported fourth quarter and year ended December 31, 2022 results: net income $24.6 million, EPS $0.96 per diluted share.","evidence_excerpt":"On January 26, 2023 , FirstSun Capital Bancorp issued an earnings press release announcing financial results for the fourth quarter and year ended December 31, 2022.","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/1709442/000170944223000002/0001709442-23-000002-index.htm","confidence":1.0,"family_label":"Earnings Releases","details":[{"label":"Period","value":"fourth quarter and year ended December 31, 2022"},{"label":"Net income","value":"$24.6 million"},{"label":"EPS","value":"$0.96 per diluted share"},{"label":"Result","value":"reported results"}],"fact_type":"earnings_release"}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}