secwatch.observer — SEC 8-K summary
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Issuer:     FIRSTSUN CAPITAL BANCORP (FSUN)
CIK:        0001709442
Form:       8-K
Filed at:   2023-01-26T23:59:59+00:00
Accession:  0001709442-23-000002
Event type: earnings
Sentiment:  positive
Materiality: 0.65
Item codes: 2.02, 9.01
LLM model:  deepseek-v4-flash:cloud@v2

FirstSun Capital Bancorp Q4 2022 net income $24.6M ($0.96 EPS); NIM expands to 4.45%
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- Net income of $24.6M ($0.96 diluted EPS) in Q4 2022, up from $8.8M ($0.47) in Q4 2021.
- Net interest margin increased 19 bps to 4.45% QoQ; loan yield 5.46%, deposit cost 0.65%.
- Loans grew $355M (25.6% annualized) to $5.9B; deposits declined $154M (-10.5% annualized).
- Full year 2022 net income $59.2M ($2.48 diluted); adjusted net income $76.2M ($3.20) excl merger costs.
- Capital ratios above well-capitalized: CET1 9.94%, total risk-based 11.99%, leverage 9.71%.

Source:
  EDGAR index:    https://www.sec.gov/Archives/edgar/data/1709442/000170944223000002/0001709442-23-000002-index.htm
  Primary doc:    https://www.sec.gov/Archives/edgar/data/1709442/000170944223000002/fcb-20230126.htm
  HTML page:      https://secwatch.observer/filing/0001709442-23-000002

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