{"schema_version":"secwatch.filing_event.v1","accession":"0001709442-23-000016","form_type":"8-K","ticker":"FSUN","cik":"0001709442","company_name":"FIRSTSUN CAPITAL BANCORP","filed_at":"2023-07-27T23:59:59+00:00","discovered_at":"2026-05-14T18:03:34.941407+00:00","generated_at":"2026-06-13T00:39:54.588151+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.65,"calibrated_materiality_score":0.65,"confidence":"high","headline":"FirstSun Q2 net income $28M ($1.11 EPS); record earnings driven by NIM 4.24% and loan growth","bullets":["Net income $28.0M vs $0.4M in Q2 2022; diluted EPS $1.11 vs $0.02; prior quarter EPS was $1.03.","Net interest margin 4.24%, down 15bp from prior quarter; loan yield up 25bp to 6.13%.","Annualized loan growth 6.2% ($94M); average deposit growth 9.7% ($141M); loan-to-deposit 100.1%.","Noninterest income $24.3M (24.8% of revenue), up $5.4M QoQ on mortgage servicing and fees.","Tangible book value per share $28.76, up $1.04 from March 31; capital ratios above well-capitalized."],"urls":{"canonical":"https://secwatch.observer/filing/0001709442-23-000016","json":"https://secwatch.observer/filing/0001709442-23-000016.json","markdown":"https://secwatch.observer/filing/0001709442-23-000016.md","text":"https://secwatch.observer/filing/0001709442-23-000016.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1709442/000170944223000016/0001709442-23-000016-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1709442/000170944223000016/fcb-20230727.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-13T00:39:54.588151+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"8be15edf93b4e52f2f6f7e2444cf937e62658519","claim":"FIRSTSUN CAPITAL BANCORP reported second quarter ended June 30, 2023 results: net income $28.0 million, EPS $1.11 per diluted share.","evidence_excerpt":"FirstSun Capital Bancorp Reports Second Quarter 2023 Results Second Quarter 2023 Highlights: • Net income of $28.0 million, $1.11 per diluted share","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/1709442/000170944223000016/0001709442-23-000016-index.htm","confidence":0.9,"family_label":"Earnings Releases","details":[{"label":"Period","value":"second quarter ended June 30, 2023"},{"label":"Net income","value":"$28.0 million"},{"label":"EPS","value":"$1.11 per diluted share"},{"label":"Result","value":"reported results"}],"fact_type":"earnings_release"}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}