---
schema_version: "secwatch.filing_event.v1"
accession: "0001709442-23-000016"
form_type: "8-K"
ticker: "FSUN"
cik: "0001709442"
company_name: "FIRSTSUN CAPITAL BANCORP"
filed_at: "2023-07-27T23:59:59+00:00"
generated_at: "2026-06-13T00:39:54.588151+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.65
calibrated_materiality_score: 0.65
confidence: "high"
source: SEC EDGAR
---

# FirstSun Q2 net income $28M ($1.11 EPS); record earnings driven by NIM 4.24% and loan growth

## Summary
- Net income $28.0M vs $0.4M in Q2 2022; diluted EPS $1.11 vs $0.02; prior quarter EPS was $1.03.
- Net interest margin 4.24%, down 15bp from prior quarter; loan yield up 25bp to 6.13%.
- Annualized loan growth 6.2% ($94M); average deposit growth 9.7% ($141M); loan-to-deposit 100.1%.
- Noninterest income $24.3M (24.8% of revenue), up $5.4M QoQ on mortgage servicing and fees.
- Tangible book value per share $28.76, up $1.04 from March 31; capital ratios above well-capitalized.

## SEC filing metadata
- accession: 0001709442-23-000016
- form_type: 8-K
- ticker: FSUN
- cik: 0001709442
- company_name: FIRSTSUN CAPITAL BANCORP
- filed_at: 2023-07-27T23:59:59+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.65
- calibrated_materiality_score: 0.65
- confidence: high
- sec_items: 2.02, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1709442/000170944223000016/0001709442-23-000016-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1709442/000170944223000016/fcb-20230727.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001709442-23-000016
- JSON: https://secwatch.observer/filing/0001709442-23-000016.json
- Plain text: https://secwatch.observer/filing/0001709442-23-000016.txt

## Key facts
- Earnings Releases
  FIRSTSUN CAPITAL BANCORP reported second quarter ended June 30, 2023 results: net income $28.0 million, EPS $1.11 per diluted share.
  - Period: second quarter ended June 30, 2023
  - Net income: $28.0 million
  - EPS: $1.11 per diluted share
  - Result: reported results
  source text: FirstSun Capital Bancorp Reports Second Quarter 2023 Results Second Quarter 2023 Highlights: • Net income of $28.0 million, $1.11 per diluted share
  evidence_url: https://www.sec.gov/Archives/edgar/data/1709442/000170944223000016/0001709442-23-000016-index.htm

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.