---
schema_version: "secwatch.filing_event.v1"
accession: "0001709442-23-000026"
form_type: "8-K"
ticker: "FSUN"
cik: "0001709442"
company_name: "FIRSTSUN CAPITAL BANCORP"
filed_at: "2023-10-27T23:59:59+00:00"
generated_at: "2026-06-09T07:07:36.654144+00:00"
event_type: "earnings"
sentiment: "neutral"
materiality_score: 0.6
calibrated_materiality_score: 0.6
confidence: "high"
source: SEC EDGAR
---

# FirstSun reports Q3 net income $25.2M ($1.00/diluted); deposits grow 24% annualized

## Summary
- Net income of $25.2M ($1.00 diluted EPS) vs $28.0M ($1.11) prior quarter and $26.5M ($1.04) a year ago.
- Net interest margin stable at 4.23%; average deposits grew 24% annualized to $6.3B.
- Loans grew 1.6% annualized to $6.2B; loan yield increased 31 bps to 6.44%.
- Provision for credit losses $3.9M; net charge-offs $2.3M (0.15% annualized); NPAs/total assets improved to 0.63% from 1.00%.
- Tangible book value per share up $0.84 to $29.60; capital ratios above 'well-capitalized' thresholds.

## SEC filing metadata
- accession: 0001709442-23-000026
- form_type: 8-K
- ticker: FSUN
- cik: 0001709442
- company_name: FIRSTSUN CAPITAL BANCORP
- filed_at: 2023-10-27T23:59:59+00:00
- event_type: earnings
- sentiment: neutral
- materiality_score: 0.6
- calibrated_materiality_score: 0.6
- confidence: high
- sec_items: 2.02, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1709442/000170944223000026/0001709442-23-000026-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1709442/000170944223000026/fcb-20231027.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001709442-23-000026
- JSON: https://secwatch.observer/filing/0001709442-23-000026.json
- Plain text: https://secwatch.observer/filing/0001709442-23-000026.txt

## Key facts
- Earnings Releases
  FIRSTSUN CAPITAL BANCORP reported third quarter of 2023 results: net income 25.2 million, EPS 1.00.
  - Period: third quarter of 2023
  - Net income: 25.2 million
  - EPS: 1.00
  - Result: reported results
  source text: FirstSun Capital Bancorp (“FirstSun”) (OTCQX: FSUN) reported net income of $25.2 million for the third quarter of 2023 compared to net income of $26.5 million for the third quarter of 2022. Earnings per diluted share were $1.00 for the third quarter of 2023 compared to $1.04 for the third quarter of 2022.
  evidence_url: https://www.sec.gov/Archives/edgar/data/1709442/000170944223000026/0001709442-23-000026-index.htm
- Earnings Releases
  FIRSTSUN CAPITAL BANCORP reported third quarter of 2023 results: net income 25.2 million, EPS 1.00.
  - Period: third quarter of 2023
  - Net income: 25.2 million
  - EPS: 1.00
  - Result: reported results
  source text: Net income totaled $25.2 million, or $1.00 per diluted share, during the third quarter of 2023, compared to $28.0 million, or $1.11 per diluted share, during the prior quarter.
  evidence_url: https://www.sec.gov/Archives/edgar/data/1709442/000170944223000026/0001709442-23-000026-index.htm
- Earnings Releases
  FIRSTSUN CAPITAL BANCORP reported third quarter ended September 30, 2023 results: net income 25.2 million, EPS 1.00.
  - Period: third quarter ended September 30, 2023
  - Net income: 25.2 million
  - EPS: 1.00
  - Result: reported results
  source text: On October 27, 2023 , FirstSun Capital Bancorp issued an earnings press release announcing financial results for the third quarter ended September 30, 2023.
  evidence_url: https://www.sec.gov/Archives/edgar/data/1709442/000170944223000026/0001709442-23-000026-index.htm

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.