{"schema_version":"secwatch.filing_event.v1","accession":"0001709442-24-000005","form_type":"8-K","ticker":"FSUN","cik":"0001709442","company_name":"FIRSTSUN CAPITAL BANCORP","filed_at":"2024-01-26T23:59:59+00:00","discovered_at":"2026-05-14T18:03:25.199987+00:00","generated_at":"2026-06-06T16:36:59.652048+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"confidence":"high","headline":"FirstSun reports Q4 net income $24.0M ($0.94 EPS); full-year net income $103.5M ($4.08 EPS), record earnings","bullets":["Q4 net income $24.0M ($0.94 diluted EPS) vs $24.6M ($0.96) in Q4 2022; FY2023 net income $103.5M ($4.08) vs $59.2M ($2.48) in FY2022.","Net interest margin 4.08% in Q4 (down 15bp qoq) and 4.23% for FY2023 (up 36bp yoy).","Loans at $6.3B at Dec 31, 2023, up 6.01% YoY; average deposits up 9.65% YoY.","Provision for credit losses $6.6M in Q4 (up from $3.9M prior qtr); net charge-offs $4.7M (annualized 0.30%).","Capital ratios strong: CET1 11.10%, total risk-based 13.25%; tangible book value per share $30.96 (up $4.27 YoY)."],"urls":{"canonical":"https://secwatch.observer/filing/0001709442-24-000005","json":"https://secwatch.observer/filing/0001709442-24-000005.json","markdown":"https://secwatch.observer/filing/0001709442-24-000005.md","text":"https://secwatch.observer/filing/0001709442-24-000005.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1709442/000170944224000005/0001709442-24-000005-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1709442/000170944224000005/fcb-20240126.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-06T16:36:59.652048+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"a18565a17e1bd1cf80099aa399d2d12c556a6375","claim":"FIRSTSUN CAPITAL BANCORP reported financial results for the fourth quarter and full year ended December 31, 2023.","evidence_excerpt":"On January 26, 2024 , FirstSun Capital Bancorp issued an earnings press release announcing financial results for the fourth quarter and full year ended December 31, 2023.","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/1709442/000170944224000005/0001709442-24-000005-index.htm","confidence":0.7,"family_label":"Earnings Releases","details":[{"label":"Period","value":"the fourth quarter and full year ended December 31, 2023"},{"label":"Result","value":"reported results"}],"fact_type":"earnings_release"}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}