{"schema_version":"secwatch.filing_event.v1","accession":"0001709442-25-000034","form_type":"8-K","ticker":"FSUN","cik":"0001709442","company_name":"FIRSTSUN CAPITAL BANCORP","filed_at":"2025-04-28T23:59:59+00:00","discovered_at":"2026-05-14T18:02:49.419644+00:00","generated_at":"2026-05-23T05:03:17.534871+00:00","sec_items":["2.02","7.01","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.8,"calibrated_materiality_score":0.8,"confidence":"high","headline":"FirstSun Q1 net income $23.6M ($0.83/diluted), up from $12.3M YoY; NIM 4.07%","bullets":["Net income $23.6M, EPS $0.83 diluted vs $12.3M, $0.45 YoY; adjusted EPS $0.53 in Q1 2024.","Net interest margin 4.07%; loans +6.8% annualized to $6.5B; deposits +12.3% annualized to $6.9B.","Provision for credit losses $3.8M; net charge-offs $0.6M (annualized 0.04% of avg loans); NPAs/Assets 1.02%.","Noninterest income $21.7M (22.6% of revenue); noninterest expense $62.7M; efficiency ratio 65.19%.","Capital: CET1 13.26%, total RBC 15.52%, tier 1 leverage 12.47%; tangible book $34.88, up $0.94 from Dec."],"urls":{"canonical":"https://secwatch.observer/filing/0001709442-25-000034","json":"https://secwatch.observer/filing/0001709442-25-000034.json","markdown":"https://secwatch.observer/filing/0001709442-25-000034.md","text":"https://secwatch.observer/filing/0001709442-25-000034.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1709442/000170944225000034/0001709442-25-000034-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1709442/000170944225000034/fcb-20250428.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-23T05:03:17.534871+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}