---
schema_version: "secwatch.filing_event.v1"
accession: "0001709442-25-000034"
form_type: "8-K"
ticker: "FSUN"
cik: "0001709442"
company_name: "FIRSTSUN CAPITAL BANCORP"
filed_at: "2025-04-28T23:59:59+00:00"
generated_at: "2026-05-23T05:03:17.534871+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.8
calibrated_materiality_score: 0.8
confidence: "high"
source: SEC EDGAR
---

# FirstSun Q1 net income $23.6M ($0.83/diluted), up from $12.3M YoY; NIM 4.07%

## Summary
- Net income $23.6M, EPS $0.83 diluted vs $12.3M, $0.45 YoY; adjusted EPS $0.53 in Q1 2024.
- Net interest margin 4.07%; loans +6.8% annualized to $6.5B; deposits +12.3% annualized to $6.9B.
- Provision for credit losses $3.8M; net charge-offs $0.6M (annualized 0.04% of avg loans); NPAs/Assets 1.02%.
- Noninterest income $21.7M (22.6% of revenue); noninterest expense $62.7M; efficiency ratio 65.19%.
- Capital: CET1 13.26%, total RBC 15.52%, tier 1 leverage 12.47%; tangible book $34.88, up $0.94 from Dec.

## SEC filing metadata
- accession: 0001709442-25-000034
- form_type: 8-K
- ticker: FSUN
- cik: 0001709442
- company_name: FIRSTSUN CAPITAL BANCORP
- filed_at: 2025-04-28T23:59:59+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.8
- calibrated_materiality_score: 0.8
- confidence: high
- sec_items: 2.02, 7.01, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1709442/000170944225000034/0001709442-25-000034-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1709442/000170944225000034/fcb-20250428.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001709442-25-000034
- JSON: https://secwatch.observer/filing/0001709442-25-000034.json
- Plain text: https://secwatch.observer/filing/0001709442-25-000034.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.