secwatch.observer — SEC 8-K summary
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Issuer:     FIRSTSUN CAPITAL BANCORP (FSUN)
CIK:        0001709442
Form:       8-K
Filed at:   2025-04-28T23:59:59+00:00
Accession:  0001709442-25-000034
Event type: earnings
Sentiment:  positive
Materiality: 0.80
Item codes: 2.02, 7.01, 9.01
LLM model:  deepseek-v4-flash:cloud@v2

FirstSun Q1 net income $23.6M ($0.83/diluted), up from $12.3M YoY; NIM 4.07%
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- Net income $23.6M, EPS $0.83 diluted vs $12.3M, $0.45 YoY; adjusted EPS $0.53 in Q1 2024.
- Net interest margin 4.07%; loans +6.8% annualized to $6.5B; deposits +12.3% annualized to $6.9B.
- Provision for credit losses $3.8M; net charge-offs $0.6M (annualized 0.04% of avg loans); NPAs/Assets 1.02%.
- Noninterest income $21.7M (22.6% of revenue); noninterest expense $62.7M; efficiency ratio 65.19%.
- Capital: CET1 13.26%, total RBC 15.52%, tier 1 leverage 12.47%; tangible book $34.88, up $0.94 from Dec.

Source:
  EDGAR index:    https://www.sec.gov/Archives/edgar/data/1709442/000170944225000034/0001709442-25-000034-index.htm
  Primary doc:    https://www.sec.gov/Archives/edgar/data/1709442/000170944225000034/fcb-20250428.htm
  HTML page:      https://secwatch.observer/filing/0001709442-25-000034

License: Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer